How Much Does A Roof Replacement Cost?

April 3, 2023

When you realize that your house needs a new roof, one of the first questions that comes to your mind is probably “how much will this cost? Each roof is unique, and a quote must be tailored to the specific situation in order to be accurate. This makes the question of price difficult for a roofing company to answer without inspecting and measuring your roof.

During the estimate process our sales representative takes multiple factors into consideration, including the size and shape of your roof, the materials you choose and the complexity of the job, to determine the overall cost of the project.

Key Factors That Impact The Cost Of A Roof

There are several factors that go into determining the total price of a new roof.


The size of your roof has the most impact on the total cost of the project. Roofing materials are priced by the square (1 square = 100 square feet). The larger your roof is, the more squares of roofing material you will need to finish the project.


The type of roofing materials you choose for the roofing project also have a significant impact on the total cost of a roof. Asphalt shingles are the most common roofing material and the most cost effective choice. Metal panels and designer shingles are other common materials, but they are typically more expensive.


The complexity of the roof also factors into the total project cost. Roofs with a steep slope, lots of different planes or multiple protrusions like skylights and chimneys will take longer to replace. This is because the roofers will need to slow down and take extra time to ensure the roof is installed properly.


The steepness of the roof is another variable that significantly affects the price of the project. Steeper roofs require more shingles, nails, and other roofing materials than low-slope roofs, so the material costs will be higher. Steep roofs are also more difficult to work on, and crews may need to slow down and take extra safety precautions to prevent falls.


A large portion of the cost of a roof replacement is the physical labor required to install the new roof. Cost of living fluctuations impact the price of labor, which is a  large variable in the total cost of your new roof.

How Roof Replacement Quotes Are Determined

terra cotta shingle roof replacement in Lynchburg VA 24502

On the day of your free estimate appointment, our sales representatives will do several things to help them assess the condition of your current roof and provide an accurate quote for future work.

1. Measure the roof

At the beginning of the appointment, the salesperson will climb onto your roof and take a series of measurements. These measurements will ensure they quote the right amount of materials necessary for your new roof.

2. Do an inspection

They will also perform an inspection of the current roof and make note of any damage that is present. This helps them determine the scope of the project, and order any additional materials needed for your roof.

3. Recommend products

After the measurements and inspection, the sales representative will meet with you to discuss different roofing material and warranty options available to you. This is also a chance for you to ask any questions you may have.

4. Calculate costs

After they meet with you, the sales representative will bring all of the costs together and provide you with a quote for the price of your roof replacement.

Picture of family filling our online financial application for financing options.

How To Pay For Your New Roof

Once you know how much your new roof is going to cost, the next question on your mind is probably how you will pay for it. A roof is a large investment, and many homeowners can’t afford to pay the total cost all at once. This is why we have partnered with two different financing partners to provide customers with a variety of financing options to choose from.


Our partnership with Truist to provide homeowners with a streamlined process to obtain financing for their roof. With Truist, you have the option of a 0% interest credit card, an unsecured loan, or a home equity loan/home equity line of credit. Learn more about the programs at BB&T or contact a local loan officer to apply: 1-800-205-0031


Enhancify bridges the gap between homeowners and lenders to make the home improvement process easier. This partnership gives our customers access to a network of top-rated lenders who offer unsecured roof financing options for homeowners. Click here to learn more about the Enhancify process.


In some cases, your homeowner's insurance policy may partially or fully cover the cost of a new roof. Be sure to check your policy to see if this is the case before you start the project.

Bridging insurance coverage for roof replacement to now considering financing options presents a solution for homeowners facing credit challenges. Initially, insurance may cover roof replacements due to damage or wear, but when a homeowner doesn't qualify for insurance claims or needs additional work not covered by insurance, financing becomes a viable alternative.

However, if a homeowner fails to pass a credit check, this can hinder their ability to secure financing through traditional lenders. And what about a credit dispute resolution timeline? This gap necessitates exploring alternative financing solutions that accommodate homeowners with less-than-perfect credit, such as seeking lenders who specialize in bad credit financing or considering government grants and programs designed to assist in home repairs and improvements.

Cenvar Roofing

If you are in need of a roof replacement and are unsure how much it will cost, our team would be happy to schedule a free estimate appointment with you! One of our qualified sales representatives will follow the steps outlined above and provide you with an accurate quote for future work. If you’re not located in Virginia, use our helpful guide to find a roofing contractor in your area.  We look forward to serving you!

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